Hialeah Mortgage Loan Credit Repair

Shopping for a home is exciting until you realize you have poor credit. If this is the case, you need our Hialeah mortgage loan credit repair program to increase your credit score to increase your chances of getting pre-approved for a mortgage. Credit Repair Today is here to assist you with your Hialeah repair credit needs.

With the help of our Hialeah mortgage loan credit repair team, we will unearth any issues with your credit reports. We will investigate what is pulling your credit score down and fix it.

Make smart decisions

Mortgage and refinance applicants should be aware of their credit health and credit scores before applying for a loan. This will save time, money, frustration, and perhaps even embarrassment. Instead of just assuming you will get the loan, you should pull your credit reports to see where you stand. If your scores need some help our Hialeah repair credit services can definitely help!

Here is the plain truth. Not all lenders are willing to negotiate with borrowers, especially those who have a poor credit standing. That is the reason why we recommend doing a check or clean up on your credit reports before going to the lender’s office.

Remember that creditors will only fund those individuals who have great credit standing and stable employment. But if a low credit score is your problem you do not have to worry because our mortgage loan credit repair in Hialeah FL can repair your credit history.

Some terms you need to understand

  • Pre-qualification

Is an estimate of how much you can afford to spend on a home based on the information you have provided. It is the first step in the home buying process to give you an idea of what size loan you will qualify for. It is not a sure thing because the lender does not look closely at your financial situation until the pre-approval step.

  • Pre-approval

This term refers to the lenders doing the necessary background work to verify your finances. Verification will be done by looking at information such as your income, debt, assets as well as your credit history. Using this information, the lender will determine how much money you can borrow, how much you can afford to pay per month and what your interest rate will be.

Interested in learning more about Hialeah mortgage loan credit repair? Credit Repair Today has the answers to your credit questions! Let us discuss how we can help you. Phone our office today.