If you have been working on your credit repair and realize how time-consuming and difficult it is, it probably is the right time to make the switch to our Hoover credit repair programs. Hoover fix my credit is one of the awesome services that Credit Repair Today is offering.
Maintaining a good credit score is not easy and involves a lot of factors that needs to be considered. Credit Repair Today and our credit repair programs in Hoover AL knows that the items that could have the biggest impact are the unpaid bills.
How much do unpaid bills affect your credit files?
Falling behind on your bills is easy to do especially when going through tough times. We have all been there. And we also know that sinking into a financial hole is not fun.
Some examples of poor payment record that could have a negative effect on your credit score include:
- Unpaid utility bills
Unless you fail to settle your unpaid household bills, they might reflect on your credit history. This may happen especially if the utility company decides to report your delinquencies to the right bureau. Then, it will surely show up on your files.
- Late or missed student loan payments
Missing payment for thirty days could make the lenders file a report to the appropriate bureau. Furthermore, late payments will not only pull your credit scores down but also charge you with high interest rates and penalty fees.
- Unpaid medical debt
Sadly, not all Americans can afford to have health insurance or money to cover their medical expenses. When emergency arise, people are often left with massive medical debts. These unpaid bills will be on your record and could drop your credit scores even more.
Unless you fix these unpaid accounts, your credit score will continuously go down. Hoover credit repair programs are designed to help minimize the negative impact by determining what is wrong and how to fix them early on.
Credit Repair Today has Hoover fix my credit services that will significantly raise your credit scores. Our team of credit experts work hard day in and day out to guarantee the validity of your reports. We are aware of the complex processes. With 27 years of experience in the business we know how to the credit repair process.
If you want to learn more about Hoover credit repair programs, please give us a call. Credit Repair Today is ready and willing to answer any related questions you have.