Maricopa Credit Repair Programs

Are you searching for Maricopa credit repair programs? You are not alone. Often, we receive calls from customers saying, “I’m in Maricopa fix my credit please!” In this post, we will inform you how we at Credit Repair Today can help customers who are having problems with low credit scores.

What is credit repair?

Credit repair programs in Maricopa AZ can be beneficial if you want to improve your credit score. But first, what is credit repair? Credit repair is the process of removing questionable negative items that are impacting your credit profile. Many people fall victims to unfair or inaccurate negative items that wrongfully lower their credit score.

If you have below average or bad credit, you may not get approved for credit products such as credit cards. Also, if you take out an auto loan or a mortgage, you will pay a higher interest rate due to your low credit score. An individual with poor credit can pay tens of thousands of dollars more in interest on a mortgage compared to a borrower with a good credit standing.

How do credit repair companies work?

Maricopa credit repair programs begin with requesting a copy of your credit report from the three major credit bureaus – Experian, Equifax, and TransUnion. Credit Repair Today will review your credit reports for derogatory marks, such as:

  • Charge-offs
  • Tax liens
  • Bankruptcies
  • Slow Pays etc.

Then, we will create a plan for disputing errors and negotiating with creditors to remove such items. Maricopa fix my credit programs may involve:

  • Sending requests to validate information
  • Sending letters to dispute erroneous negative marks
  • Sending cease-and-desist letters to debt collectors on your behalf

Save money on automobile loans and home mortgages. Let Credit Repair Today help you improve your credit score. If you are interested in Maricopa credit repair programs, contact us today for a free consultation! Credit Repair Today’s friendly staff are standing by and always ready to answer all your questions. Call today to get started!