Avoid the heartache of losing your dream home and the frustration that nothing is going right with your life with the help of Credit Repair Today and our Decatur home loan credit repair services. Our Decatur bad credit repair will not simply sit, and hope things get better, but we will actively help you achieve your goals by repairing your credit.
Credit Repair Today and our credit repair services in Decatur AL will give you the step-by-step solution to your credit problems.
Do not be robbed of the opportunity of owning a home. Have trusted Decatur credit repair services work on your credit reports. What our Decatur home loan credit repair will do for you will have long-lasting positive impact in your life.
That said, we want to reveal to you some ways to have a better credit, and eventually, access to the financial system for your needs. The world of credit is complicated and can be unforgiving. For this reason, Credit Repair Today provides bad credit repair in Decatur AL to stop bad credit from seriously ruining your life.
When it comes to consumer credit, it is natural to be fearful. That is especially true if you are unaware of your rights. So here, we have compiled a list of the Fair Debt Collection Practices Act and Bankruptcy Abuse Prevention to help ease your anxieties regarding Decatur bad credit repair.
The Fair Debt Collection Practices or FDCPA spells out the rights of both the consumer and debt collectors. This act outlines the limitations that debt collectors must adhere to such as:
- Prohibiting debt collectors from pressuring or abusing the consumer into paying.
- Bypassing government rules and regulations when collecting personal, medical, home, or auto debts.
- Not providing notice that highlights what you owe and its current status.
- And more!
On the other hand, the Bankruptcy Abuse Prevention or BAPCPA provides the provisions imposed to anyone filing for bankruptcy. Such provisions include:
- Mandatory credit counseling
- Strict requirements
- Proof of income and tax returns
- Mandatory financial management education and five-year plan
- And more!
It is a smart decision to speak with Credit Repair Today to discuss our home loan credit repair in Decatur AL. We have dedicated specialists who can explain the whole process.
Do not hesitate to reach out to our Decatur home loan credit repair representative. Call our office today and let us start discussing the step-by-step solution to your credit issues.