One of the critical factors that could get in the way of you getting a loan is bad credit, which is why there are Peoria credit restoration services ready to help but did you know your poor credit could also negatively affect a new job, renting a house or apartment etc.? Credit Repair Today a 27-year leader in the industry has credit repair services in Peoria AZ that can help you!
A Peoria credit score repair can analyze all the essential information in your reports and correct the existing mistakes and derogatory marks. So, if you are struggling with credit issues, our credit score repair in Peoria AZ is the help you are looking for.
How long will negative items remain in your credit reports?
Any blemish or wrong information will show up in your credit report and usually remains there for seven years except for bankruptcy it can stay on your report up to ten years. Missed payments, huge credit card balances, bankruptcy – these are just some negative marks that our Peoria credit restoration services can help you take care of.
Unfortunately, not everyone thinks that these blemishes can affect their credit. And in failing to acquire the right credit repair services in Peoria AZ to help them, they have accumulated one credit problem after another. As a result, the moment they need to prove a solid credit history, they cannot do so.
Credit Repair Today and our Peoria credit repair services want to keep you informed about how long negative items are listed in your reports. Perhaps in knowing this, you will get a sense of why you should be mindful of your payment activities that will have a consequences on your credit.
- Hard inquiries. This includes credit card, mortgage, or car applications. Hard inquiries will be on your files for at least two years.
- Late payments. Anything that involves debts such as student loans, closed delinquent accounts, collection accounts, and late payments will remain in your report for seven years.
- Bankruptcy. Yes, you might get away without paying financial obligations when you file bankruptcy. But the side effect is that it will appear on your credit profile for up to ten years.
What our credit restoration services in Peoria AZ aims to do is help individuals clean up these problems. Credit reporting agencies sometimes make mistakes when updating credit reports, and it is our job to find all those errors.
If you want to have great credit, get in touch with us so we can discuss our Peoria credit restoration services with you. Credit Repair Today can help you get the highest possible credit score we have been helping clients for 27 years and we can help you too. Call us today!