If you search online, a good credit score to qualify for a home or car loan is 620 and above, so if yours is not up there, Credit Repair Today and our Tempe credit repair programs can help you in raising your credit scores.
The good news is that Credit Repair Today has Tempe fix my credit that will enable you to get approved for a loan. Here is the truth. A high credit score will not only afford you the loan you need, but it will also give you access to the best interest rates and terms.
For example, Credit Repair Today has Tempe credit repair programs that will help you qualify for an auto loan. And like we said before, you need a high credit score to get approved, so having a credit score in the 500s and below will probably get you nowhere. If someone does take a chance on you it will come with an extremely high interest rate.
Here is an example of a credit score breakdown used by Experian that you need to grab ahold of a new vehicle.
- For deep subprime, you will need at least 300 to 500 credit score. Know that the interest rate for this is between 14 to 20 percent.
- For subprime, you will need at least a 500 to 600 score. The interest rate for this category is 12 to 17percent.
- For nonprime, you should have a 600 to 660 credit score. The interest rate for this is around 8 to 11 percent.
- For prime, your credit score should be at least 660 to 780. If your score is within this level, then your interest rate will be much lower at 5 to 6 percent.
- For super prime, the credit score requirement is 781 to 850. With this kind of credit score, your interest rate will be only 4.23 to 4.77 percent.
See what we mean by a bad credit will cost you? But, do not worry, we have the answer to your problems. Credit Repair Today has Tempe fix my credit that will work on your credit reports, clean them, and ensure you will qualify for future loans with better interest terms.
Thankfully, using our credit repair programs in Tempe AZ involves very few easy steps on your end because we do the work for you. Tempe credit repair programs will be the answer to fixing your credit. Get started today by contacting Credit Repair Today. We are here to help!