Uncover how you can increase your credit score to assure you will qualify for the mortgage loan you are seeking by using our Tempe mortgage loan credit repair. Credit Repair Today will help you determine new paths that will lead you to get a high credit standing.
Our Tempe repair credit will help repair your credit scores. We will begin by requesting your credit reports from you and then we will analyze each of them finding errors and negative information that needs to be corrected. Furthermore, our team will provide actionable tips and insights for you to use so once we have your reports cleaned up you will have the knowledge needed to keep your credit in great shape!
Getting a mortgage
Back in the day, mortgages were easy to get. But in today’s generation, taking out any type of loan can be very difficult, especially if you have bad credit. That is the reason why many people with credit problems are turning to Tempe mortgage loan credit repair for help.
It is easy to see why the rules and requirements have tightened. Lenders are not being as lenient as they used to be a decade ago and for obvious reasons. Most people are getting loans to make big purchases that they cannot really afford.
That is why Credit Repair Today has designed a Tempe repair credit service to help individuals to make necessary changes in their credit reports. Our team of credit specialists has been handling various credit issues for years, 27 years to be exact. Due to our years of experience we have the best credit repair strategies to fix our clients credit reports.
But here is something that may be news to you: people with good credit can still be denied a loan. This means that even if your credit portfolio has good items in it, there are other factors that can still get you denied. Our mortgage loan credit repair in Tempe AZ can help you out.
There are several reasons why an individual with a good credit scores can still be denied a loan:
- Debit to Income Ratio. If your debt is so high, it does not seem possible for your income to cover the payments of all your current debt. This is a major red flag and lenders will be hesitant to approve a loan to add more debt.
- Short credit history. The length of your credit history can affect your loan application. The reality is that you need a long and good credit history to prove that you are capable of taking on a mortgage and following through with the payments.
Wondering what our Tempe mortgage loan credit repair can do for you? Let us discuss what we can do to help you be credit worthy so your mortgage application will be approved. Call us today.